Germany · Answer
Is the free Schufa Datenkopie really free?
Search for a Schufa copy and paid offers appear first — but the data copy you are entitled to costs nothing. Here is the free right, and how it differs from the paid certificate.
You have the right to a free copy of the data Schufa holds on you — the 'Datenkopie nach Art. 15 DSGVO'. It is free of charge; do not be misled by paid offers that appear first when you search. Source ↗
The free Datenkopie is a different product from the paid SCHUFA-BonitätsAuskunft (around 30 euros) that many landlords prefer, because the paid one is formatted to show to third parties. The free copy is your right; the paid certificate is optional and up to you. Source ↗
Rules v2026-07-14.1 · verified 2026-07-14
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Rules last verified: 2026-07-14.