Akte DE · 01 Arriving · stop 6/7 →
This one is a wildcat. Fiddly, and easy to get wrong. Nothing bad happens if you do — you just have to fix it. Get it right once and you never think about it again.
Who sent this letter?
A letter arrives in German, and until you know what it is, it could be anything. Almost all the official post of your first months comes from a short list of senders, and most of it wants nothing from you at all. Here they are in the order they usually turn up, with what each one is and what to keep.
Your letter stays on your table
There is nothing to upload here, so nothing is scanned or read by anybody. This page is a list you look things up in: find the sender printed on your envelope, and read what that letter usually is. It names the common letters and what sets them off. It does not interpret the one in your hand.
Holding one right now?
This page is the 9 you will meet, in the order they turn up. If an envelope is already open in front of you, show it to the tool instead and it will tell you which one it is.
Tame your paper →The senders you will actually hear from, in order
The quickest way to identify a letter is the sender line, the Absender. It is printed at the top left, or shows through the window in the envelope.
8 of these 9 ask nothing of you at all. They arrive, you file them, and that is the end of it. Only the broadcasting-fee letter wants an answer.
The Steuer-ID letter
Not an animalNothing to do. Keep it somewhere you will find it again.
Your tax number. By post only, never by email or phone.The official wording A plain letter from the Bundeszentralamt für Steuern (Federal Central Tax Office) brings your tax identification number (IdNr / Steuer-ID) after your first Anmeldung. For data-protection reasons the number is only ever communicated by post — nobody legitimate will email or phone it to you. Keep the letter: your employer needs the number, and it stays yours for life. Source ↗
The broadcasting-fee letter
WildcatFiddly, and easy to get wrong. Nothing bad happens if you do — you just have to fix it. Get it right once and you never think about it again.
The TV-fee letter. Routine, not a scam, one per home.The official wording A letter from 'ARD ZDF Deutschlandradio Beitragsservice' follows your Anmeldung: the residents' registration office notifies the contribution service of every new registration, and the service then writes to clarify who pays the broadcasting fee for the dwelling. It is not a scam and not optional post — but only one person per dwelling pays. Source ↗
Your social-insurance number
Not an animalNothing to do. Keep it somewhere you will find it again.
Your social-insurance number. Employers ask for it.The official wording When you are first insured through a job, the pension insurance's data office assigns your social-insurance number (Versicherungsnummer) and must inform you without delay, issuing a Versicherungsnummernachweis — the document that replaced the old paper Sozialversicherungsausweis. It contains only the number, your names and the issue date. Employers ask for the number; if the document is lost, a new one is issued via your Krankenkasse or the pension insurer. Source ↗
The health card (eGK)
Not an animalNothing to do. Keep it somewhere you will find it again.
Your health card. Take it to every doctor.The official wording After you join a statutory Krankenkasse, your electronic health card (elektronische Gesundheitskarte, eGK) is sent to you by post — the fund may ask for a passport photo during registration. Carry the card whenever you visit a doctor or a hospital. Source ↗
Girocard & PIN
Not an animalNothing to do. Keep it somewhere you will find it again.
Your bank card and PIN. Tell the PIN to nobody.The official wording After your account is opened, the bank sends you your Girocard and your PIN — and usually a confirmation of receipt by post or email right after you apply. Memorise the PIN and share it with no one; the bank itself will never ask you to tell it. Source ↗
The PIN letter you must not throw away
Not an animalNothing to do. Keep it somewhere you will find it again.
The PIN letter for your permit. It looks disposable. Keep it.The official wording When you apply for an electronic residence permit (eAT) — or a German ID card — you receive a PIN letter for the card's online-ID function. Under its two scratch fields sit a five-digit one-time PIN and a ten-digit unblocking key (PUK). It looks disposable; it is not: keep it for as long as the card is valid. Source ↗
The Finanzamt letter
Not an animalNothing to do. Keep it somewhere you will find it again.
Your local tax office. The Steuernummer on it is not your Steuer-ID.The official wording A letter from your local Finanzamt carries a Steuernummer, and that is not the same number as the Steuer-ID. The Steuer-ID comes once from the Bundeszentralamt für Steuern, and a person may only ever hold one of them. A Steuernummer is the file number the local office uses for you, and it can change when you move or when your situation does. Source ↗
The child-benefit decision
Not an animalNothing to do. Keep it somewhere you will find it again.
The Familienkasse has answered. The letter says yes or no.The official wording Child benefit is decided by the Familienkasse and the decision arrives as a Bescheid, so the letter itself says whether the answer was yes or no. One date on it matters more than the rest: money is only paid backwards for the six months before the month your application arrived, so a late application loses the months before that. Source ↗
The certificate of conduct
Not an animalNothing to do. Keep it somewhere you will find it again.
Your certificate of conduct. Keep it; it carries a date.The official wording A Führungszeugnis is the certificate about what the federal criminal register holds on you, and anyone from the age of 14 can ask for one. Where you asked for it in order to show it to an authority, the law sends it straight to that authority instead of to you — so a copy arriving in your own post means you asked for your own. Source ↗
The words on official letters
What each word means. This does not tell you what your own letter is asking for.
- Absender
- The sender — printed top-left or in the address window; the fastest way to identify any letter
- Aktenzeichen / Az.
- The file reference — quote it if you reply
- Kassenzeichen
- A payment reference used in transfers to an authority
- Bescheid
- An official decision notice
- Frist
- A deadline — the date by which the letter expects a reply or action
- Widerspruch
- A formal objection to an official decision
- Mahnung
- A payment reminder
- Einschreiben
- Registered mail — someone usually has to sign for it
- Zugang
- The moment a letter legally reaches you — most deadlines are counted from this, not from the date printed on the letter
- Zustellung
- Formal delivery, usually recorded — the day the clock starts
- Einspruch
- An objection, in tax and social-security matters — the word Widerspruch does the same job on the administrative side
- Widerspruchsfrist
- The period you have to object, counted from when the letter reached you
- Begründung
- The reasons — the part of a decision that says why, and the part people look for
- Bewilligung
- Approval — something you applied for was granted
- Ablehnung
- Refusal — something you applied for was turned down
- Nachzahlung
- A further payment being asked for, on top of what you already paid
- Erstattung
- Money coming back to you
- Säumniszuschlag
- A surcharge added for paying late
- Mahngebühr
- A fee added for having to remind you
- Verzug
- Being in default — legally late with a payment, which is not the same as simply not having paid yet
- Mitwirkung
- Your part in it — the office cannot finish without something from you, and is asking for it
- Wohnungsgeberbestätigung
- Your landlord's written confirmation that you really live at the address — the registration office asks for this one constantly
- Hauptwohnung
- Your main home — the address you are registered at, if you have more than one
- Sprechzeiten
- The hours the office is open to callers, which are usually shorter than you expect
- Terminvereinbarung
- You have to book — turning up without an appointment will not get you seen
- Unterlagen
- Documents — the papers an office wants from you
- erforderlich
- Required — not optional
- Empfangsbekenntnis
- A slip confirming you received something, which you sign and send back
- Vollmacht
- A written authority letting somebody else act for you
- Gebühr
- A fee for an official act
- Verjährung
- The point after which a claim can no longer be enforced
When this page isn't enough
This page names common letters. It does not read yours, write your reply, or judge a deadline or a demand. If a letter asks you for money, or sets a date you do not understand, use the contact details printed on the letter itself. A Verbraucherzentrale or a migration advice centre can also look at it with you. And if a letter demands payment but matches none of the senders above, be careful before you pay anything.
The letters follow the paperwork. The steps that trigger them:
An automated assistant that organizes your information and applies publicly documented rules. Sources for each rule are cited.
This is not legal, tax, immigration, or financial advice, and not an official recognition, filing, or application. For decisions with legal or financial consequences, consult a qualified professional.
Rules last verified: 2026-07-15.
Sources
- https://www.bzst.de/EN/Private_individuals/Tax_identification_number/tax_identification_number_node.html
- https://www.rundfunkbeitrag.de/welcome/english
- https://www.gesetze-im-internet.de/sgb_6/__147.html
- https://handbookgermany.de/en/health-insurance
- https://handbookgermany.de/en/bank-account
- https://www.personalausweisportal.de/Webs/PA/EN/citizens/electronic-identification/pin-letter/pin-letter-node.html
- https://www.gesetze-im-internet.de/ao_1977/__139b.html
- https://www.gesetze-im-internet.de/estg/__70.html
- https://www.gesetze-im-internet.de/bzrg/__30.html